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David Mutters, CCIM, CRS

Vice President & Manager Port St. Lucie, & Vero Beach office

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    • Why Work With An Agent?
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    • Why List With An Agent?
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Loan Application Checklist

To help you gather the documentation needed for your loan application for pre-approval or approval, please use the following checklist:

 General
  • Pay stubs for the last 30 days
  • Lender names, addresses, account numbers, balances and monthly payments for all current loans
  • Estimated values for personal property and furniture.
For the last two years
  • Signed federal income tax returns
  • W-2 or 1099 forms.
 For the last three months
  • Bank statements
  • Retirement account statements
  • Mutual fund and stock account statements.
Copies of
  • If you are selling another home, a copy of the listing agreement
  • If you sold another home, the closing statement on that transaction
  • Homeowners insurance information
  • Current rental agreements, if you own rental property
  • Gift letter and copy of check, if applicable
  • Separation, divorce and child support documentation, as applicable
  • Photo ID and proof of social security number
  • Pension award letter, if you are retired
  • Social security award letter, if you receive social security.
Explanation of
  • Source of down payment and closing costs, including supporting documentation
  • Late, slow or no payments on your credit report.
You are self-employed
  • Signed copies of last two years’ business tax returns with schedules
  • Year-to-date profit & loss statement
  • Personal financial statement.
Don’t know where or how to start the pre-approval process?  Don’tworry.

Tell us a little about yourself and we can help you get started. We have trusted mortgage professionals of the highest caliber on our team.

 

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David Mutters Contact Information Block - Watson Realty Corp - 3675 20th Street, Vero Beach, Fl 32960 772 567 5226

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